5.3 Acres With No HOA Near San Luis: 5.3 acres near San Luis, Colorado View all 10 photos
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5.3 Acres With No HOA Near San Luis

5.3 acres on Cherokee Dr · San Luis, Costilla County, Colorado
5.3AcresCostilla County, CO
$165/moTotal monthly$149 property payment + $10 note processing fee + $5.83 property tax
$398Total down$149 down payment + $249 doc fee
60Months0% interest, no credit check
$6,900Cash priceTitle company closing fees not included

5.3 acres near San Luis, Colorado.

After a long week on the job, pull down Cherokee Dr, set up camp, and trade worksite noise for open rural space. Camping and RV stays are allowed for up to 14 days every three months, so the limits are clear from the start. With no HOA or POA, this 5.3-acre parcel near San Luis offers a self-reliant setting for time away from the daily grind.

The property is zoned Estate Residential and is identified as buildable, with a traditional home or mobile home allowed. Cherokee Dr provides dirt-road access to the parcel. The land is not located in a designated flood zone and has no wetlands, offering useful ground-condition details for planning its residential use.

  • 5.3 acres near San Luis, Colorado
  • Camping and RV use allowed up to 14 days every three months
  • Traditional home and mobile home allowed
  • Water approach: well or hauled water
  • Septic identified for sewer
  • Solar, wind, or generator identified for power
  • Eastdale Reservoir Number 1 is 7.5 miles away

Here’s what’s allowed on this land.

Here’s exactly what the county allows on this land today, and what has to wait until it’s paid off. If you have something in mind that isn’t listed, ask me before you commit. I’d rather you know now.

Note: All info on this page is deemed accurate but is not guaranteed. Buyer is advised to do their own due diligence.

YesLimitedNo
  • Camping
    Yes

    14 days allowed every 3 months.

  • RVs
    Yes

    Allowed 14 days every 3 months.

  • Build a home
    Yes

    Buildable, and traditional homes are allowed. Building waits until the land is paid in full and deeded to you.

  • Mobile home
    Yes

    Mobile homes are allowed, after the land is paid in full and deeded to you.

  • Well / water
    Buyer to install

    No water on site today. Options: Well, Haul Water.

  • Septic
    Buyer to install

    No sewer installed today. Listed option: Septic.

  • Electric
    Buyer to install

    Listed electric: Solar, Wind, Generator.

  • HOA / POA
    No

    No HOA or POA. No annual association fee.

  • Flood zone
    No

    Not in a designated flood zone (Type X). No wetlands.

You can start enjoying your land right away.

You can’t live on it until it’s paid off.

Now, while you’re financing

From your first payment.

  • Visit the land whenever you like
  • Camp where the county allows (here: 14 days allowed every 3 months)
  • Clear brush or trees
  • Put in a pad or a driveway
  • Put up a fence

After it’s paid in full and deeded to you

Once the deed is recorded in your name.

  • Live on the land
  • Build a home or place a mobile home
  • Permitted work, like a well or septic system
  • Utility installations

See the land for yourself.

Price and owner financing, every number up front.

Here’s the full monthly payment and what it’s made of, what it takes to get started, and the cash price if you’d rather pay it all at once.

Owner financing

Simple land financing with no banks and no credit checks.

Property payment$149.00 / mo
Note Processing Fee$10.00 / mo
Property taxes$70 a year, split into monthly payments$5.83 / mo
Total monthly payment$165
Down paymentSeparate from the 60 monthly payments$149
One-time doc fee$249
Total money down$398
Term60 monthly payments
0% interestNo credit checkNo bankNo prepayment penalty

Prefer to pay cash?

$6,900

Discounted cash price. Title company closing fees are not included.

Total financed price

$10,298

What you'd pay in total with owner financing: the $398 down plus 60 monthly payments of $165, including the note processing fee and property taxes.

Where it is, and how far everything is.

Cherokee DrDirt Road

GPS: 37.06136028035624, -105.642571132296

Open in Google Maps

We don’t do showings, but you’re welcome to visit using the GPS coordinates.

Everyday

  • San Luis27 min
  • Antonito36 min
  • Alamosa Building SupplyHardware63 min
  • SafewayGrocery65 min
  • San Luis Valley Health Regional Medical CenterHospital66 min
  • Walmart Supercenter69 min

Weekends

  • Cumbres & Toltec Scenic Railroad – Antonito DepotHistoric Attraction40 min
  • Fort Garland Museum & Cultural CenterHistoric Attraction40 min
  • Wild Rivers Recreation Area Visitor CenterRiver & Recreation60 min
  • Zapata Falls TrailheadHiking & Outdoor Recreation71 min
  • Great Sand Dunes National Park and Preserve Visitor CenterNational Park75 min
  • Colorado Gators Reptile ParkFamily Attraction82 min

Approximate driving times from the property.

Five steps from first call to deed.

There are no banks and no credit checks. We start with a conversation so you can ask questions and make sure the property and terms fit what you want to do.

01

Talk with Eric

We'll discuss the property, your intended use, the financing terms, and any questions you have.

02

Reserve your property

We'll email you a secure GeekPay link to pay the $149 down payment and $249 document fee.

03

Review & sign

Your contract documents come through SignNow for you to review and sign.

04

Set up monthly payments

We'll get you set up with automatic monthly payments through GeekPay.

05

Receive your deed

Once all payments are received, we submit the signed deed to the county for recording.

Straight answers to common questions.

Eric will follow up using the contact information you provide. The goal of the call is to answer your questions, discuss how you hope to use the property, and explain the cash or owner-financing options. Requesting a call does not obligate you to buy.

See all questions →

90-day money-back guarantee

We Offer a 90-Day Money-Back Guarantee!

We want you to feel fully satisfied and excited about your land purchase. Every owner-financed purchase comes with a 90-day money-back guarantee.

If, after signing the land contract, you decide the property isn’t the right fit, or simply change your mind, contact us within the 90-day period. We’ll either trade your property for another that’s a better fit or give a full refund (minus doc fees).

*Applies to owner-financed purchases only. Documentation preparation fees are non-refundable.

Could this land fit your plans?

Tell me what you’d like to do with it, and I’ll give you a straight answer on whether it’s a good fit. Leave your phone number or email and I’ll get back to you myself. There’s no obligation to buy.

Eric Tanner
Eric Tanner
Vibrant Vistas
(435) 246-1224
eric@vvlands.com

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About: 5.3 acres on Cherokee Dr, San Luis, CO (APN 714-11-800)

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