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Secluded Wooded Georgetown Homesite With No HOA
0.24 acres near Georgetown, Florida.
Slow Saturday mornings can begin with coffee in a wooded setting and an unhurried routine at a home base of your own. Near the end of Sylvan Circle’s cul-de-sac, this secluded Georgetown lot offers a quieter setting for a future home and family time together.
This 0.24-acre parcel is buildable and zoned R-2 residential, with both traditional homes and mobile homes allowed. The wooded lot has no wetlands and is not located in a designated flood zone. With no HOA or POA, it offers residential flexibility without association oversight. Power is available nearby, while a well and septic system would be needed for a home. Sylvan Circle is currently an undeveloped road, though there are homes on nearby properties.
Here’s what’s allowed on this land.
Here’s exactly what the county allows on this land today, and what has to wait until it’s paid off. If you have something in mind that isn’t listed, ask me before you commit. I’d rather you know now.
Note: All info on this page is deemed accurate but is not guaranteed. Buyer is advised to do their own due diligence.
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CampingNo
Not allowed.
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RVsNo
Not allowed.
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Build a homeYes
Buildable, and traditional homes are allowed. Building waits until the land is paid in full and deeded to you.
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Mobile homeYes
Mobile homes are allowed, after the land is paid in full and deeded to you.
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Well / waterBuyer to install
No water on site today. Options: Well.
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SepticBuyer to install
No sewer installed today. Listed option: Septic.
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ElectricBuyer to install
Listed electric: Power Available Nearby.
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HOA / POANo
No HOA or POA. No annual association fee.
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Flood zoneNo
Not in a designated flood zone (Type X). No wetlands.
You can start enjoying your land right away.
You can’t live on it until it’s paid off.
Now, while you’re financing
From your first payment.
- Visit the land whenever you like
- Visit and enjoy the land (camping is not allowed here)
- Clear brush or trees
- Put in a pad or a driveway
- Put up a fence
After it’s paid in full and deeded to you
Once the deed is recorded in your name.
- Live on the land
- Build a home or place a mobile home
- Permitted work, like a well or septic system
- Utility installations
See the land for yourself.
Price and owner financing, every number up front.
Here’s the full monthly payment and what it’s made of, what it takes to get started, and the cash price if you’d rather pay it all at once.
Owner financing
Simple land financing with no banks and no credit checks.
| Property payment | $149.00 / mo |
| Note Processing Fee | $10.00 / mo |
| Property taxes$72 a year, split into monthly payments | $6.00 / mo |
| Total monthly payment | $165 |
| Down paymentSeparate from the 60 monthly payments | $149 |
| One-time doc fee | $249 |
| Total money down | $398 |
| Term | 60 monthly payments |
Prefer to pay cash?
Discounted cash price. Title company closing fees are not included.
Total financed price
What you'd pay in total with owner financing: the $398 down plus 60 monthly payments of $165, including the note processing fee and property taxes.
Where it is, and how far everything is.
GPS: 29.395627463053422, -81.61955319837233
Open in Google MapsWe don’t do showings, but you’re welcome to visit using the GPS coordinates.
Everyday
- Welaka13 min
- Crescent City14 min
- Hitchcock's MarketGrocery34 min
- Hagan Ace Of Palatka LlcHardware34 min
- Walmart Supercenter44 min
- HCA Florida Putnam HospitalHospital45 min
Weekends
- Mud Spring Trail, Welaka State ForestState Forest11 min
- Ravine Gardens State ParkState Park40 min
- Bluffton Recreation Area, Lake George State ForestState Forest43 min
- Silver Glen Springs Recreation AreaNational Forest56 min
- Salt Springs Recreation AreaNational Forest68 min
- Marjorie Kinnan Rawlings Historic State ParkHistoric Attraction87 min
Approximate driving times from the property.
Five steps from first call to deed.
There are no banks and no credit checks. We start with a conversation so you can ask questions and make sure the property and terms fit what you want to do.
Talk with Eric
We'll discuss the property, your intended use, the financing terms, and any questions you have.
Reserve your property
We'll email you a secure GeekPay link to pay the $149 down payment and $249 document fee.
Review & sign
Your contract documents come through SignNow for you to review and sign.
Set up monthly payments
We'll get you set up with automatic monthly payments through GeekPay.
Receive your deed
Once all payments are received, we submit the signed deed to the county for recording.
Straight answers to common questions.
Eric will follow up using the contact information you provide. The goal of the call is to answer your questions, discuss how you hope to use the property, and explain the cash or owner-financing options. Requesting a call does not obligate you to buy.
No, there is no credit check to get started on owner financing.
The annual property taxes are split into monthly payments while you are under financing. During that time, we make sure the tax bill is paid.
Yes. You can view your loan in GeekPay, see your balance, and make additional payments. There is no penalty or fee for making extra payments or paying off your land early.
Yes. Seeing the land is encouraged when possible. We do not do showings, but you are welcome to visit the property using the GPS coordinates provided on the property page.
In most cases, yes, but the property would need to be paid off first.

We Offer a 90-Day Money-Back Guarantee!
We want you to feel fully satisfied and excited about your land purchase. Every owner-financed purchase comes with a 90-day money-back guarantee.
If, after signing the land contract, you decide the property isn’t the right fit, or simply change your mind, contact us within the 90-day period. We’ll either trade your property for another that’s a better fit or give a full refund (minus doc fees).
*Applies to owner-financed purchases only. Documentation preparation fees are non-refundable.
Could this land fit your plans?
Tell me what you’d like to do with it, and I’ll give you a straight answer on whether it’s a good fit. Leave your phone number or email and I’ll get back to you myself. There’s no obligation to buy.
eric@vvlands.com
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About: 0.24 acres on Sylvan Ci, Georgetown, FL (APN 01-13-26-4910-0040-0340)




